Travel Insurance For Remote Workers Abroad — 2026 Guide
The short answer is: you need travel insurance that covers long-term stays, remote work equipment, and medical evacuation—standard policies often exclude these. For a 3-month stay in Portugal, a comprehensive plan like SafetyWing’s Nomad Insurance costs $55/month, while a basic plan might run $15/month but leave you unprotected for work-related issues. First, prioritize policies that explicitly cover "remote work" or "digital nomad" activities. Many insurers assume you’re on vacation, so a standard policy won’t cover a laptop stolen during a coffee shop work session. SafetyWing, for example, includes coverage for work equipment up to $2,500, whereas World Nomads’ base plan requires a $500 add-on for the same benefit. Always check the fine print for "business use" clauses. Second, budget for medical evacuation coverage. If you’re working in a rural area like Bali, a helicopter evacuation can cost $10,000–$20,000—far more than the $10/month extra it costs ...